{"id":1962,"date":"2022-01-07T06:11:57","date_gmt":"2022-01-07T06:11:57","guid":{"rendered":"https:\/\/rvkassociates.com\/blog\/?p=1962"},"modified":"2022-01-07T06:12:01","modified_gmt":"2022-01-07T06:12:01","slug":"basel-iii-framework-on-liquidity-standards-liquidity-coverage-ratio-lcrliquidity-risk-monitoring-tools-and-lcr-disclosure-standards-and-net-stable-funding-ratio-small-business-c","status":"publish","type":"post","link":"https:\/\/rvks.in\/blogs\/basel-iii-framework-on-liquidity-standards-liquidity-coverage-ratio-lcrliquidity-risk-monitoring-tools-and-lcr-disclosure-standards-and-net-stable-funding-ratio-small-business-c\/","title":{"rendered":"Basel III Framework on Liquidity Standards \u2013 Liquidity Coverage Ratio (LCR),Liquidity Risk Monitoring Tools and LCR Disclosure Standards and Net Stable Funding ratio \u2013 Small Business Customers"},"content":{"rendered":"\n

January 06, 2022<\/p>\n\n\n\n

Dear Sir\/Madam,<\/p>\n\n\n\n

  1. Please refer to the following instructions:
    1. <\/li>
    2. i. Circular DBOD.BP.BC.No.120\/21.04.098\/2013-14 dated June 09, 2014<\/strong> on \u2018Basel III Framework on Liquidity Standards \u2013 Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards\u2019;<\/li>
    3. <\/li>
    4. ii. Circular DBR.BP.BC.No.106\/21.04.098\/2017-18 dated May 17, 2018<\/strong> on \u2018Standards \u2013 Net Stable Funding Ratio (NSFR) \u2013 Final Guidelines\u2019;<\/li>
    5. <\/li>
    6. iii. Circular DBR.No.BP.BC.80\/21.06.201\/2014-15 dated March 31, 2015<\/strong> on \u2018Prudential Guidelines on Capital Adequacy and Liquidity Standards \u2013 Amendments\u2019; and,<\/li>
    7. <\/li>
    8. iv. Circular DOR.No.BP.BC.23\/21.06.201\/2020-21 dated October 12, 2020<\/strong> on \u2018Regulatory Retail Portfolio \u2013 Revised Limit for Risk Weight\u2019.<\/li><\/ol><\/li><\/ol>\n\n\n\n

      2. With the objective to better align our guidelines with the BCBS standard and enable banks to manage liquidity risk more effectively, it has been decided to increase the threshold limit for deposits and other extensions of funds made by non-financial Small Business Customers from \u20b9 5 crore to \u20b9 7.5 crore for the purpose of maintenance of Liquidity Coverage Ratio (LCR).<\/p>\n\n\n\n

      3. The above modification is also applicable to deposits and other extensions of funds received from Small Business Customers referred to in the circular DBR.BP.BC.No.106\/21.04.098\/2017-18 dated May 17, 2018 on \u2018Basel III Framework
      on Liquidity Standards \u2013 Net Stable Funding Ratio (NSFR) \u2013 Final Guidelines\u2019.<\/p>\n\n\n\n

      4. The revised paragraphs after incorporating the above changes in the relevant circulars is given in Annex.<\/p>\n\n\n\n

      Applicability<\/strong><\/p>\n\n\n\n

      5. This circular is applicable to all Commercial Banks other than Regional Rural Banks, Local Area Banks and Payments Banks.<\/p>\n\n\n\n

      6. These instructions come into effect from the date of the circular.<\/p>\n\n\n\n

      Yours faithfully<\/p>\n\n\n\n


      (Usha Janakiraman)
      Chief General Manager<\/p>\n\n\n\n

      To Read More…..
      Click the link below…..<\/strong><\/p>\n\n\n\n

      https:\/\/www.dropbox.com\/s\/8v50qhrp10640q2\/Basel%20III%20Framework%20on%20Liquidity%20Standards.PDF?dl=0<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

      January 06, 2022 Dear Sir\/Madam, Please refer to the following instructions: i. Circular DBOD.BP.BC.No.120\/21.04.098\/2013-14 dated June 09, 2014 on \u2018Basel III Framework on Liquidity Standards \u2013 Liquidity Coverage Ratio (LCR), Liquidity Risk Monitoring Tools and LCR Disclosure Standards\u2019; ii. Circular DBR.BP.BC.No.106\/21.04.098\/2017-18 dated May 17, 2018 on \u2018Standards \u2013 Net Stable Funding Ratio (NSFR) \u2013 Final […]<\/p>\n","protected":false},"author":1,"featured_media":46,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11,14],"tags":[34],"class_list":["post-1962","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-notifications","category-rbi","tag-rbi"],"_links":{"self":[{"href":"https:\/\/rvks.in\/blogs\/wp-json\/wp\/v2\/posts\/1962","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rvks.in\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rvks.in\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rvks.in\/blogs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rvks.in\/blogs\/wp-json\/wp\/v2\/comments?post=1962"}],"version-history":[{"count":1,"href":"https:\/\/rvks.in\/blogs\/wp-json\/wp\/v2\/posts\/1962\/revisions"}],"predecessor-version":[{"id":1963,"href":"https:\/\/rvks.in\/blogs\/wp-json\/wp\/v2\/posts\/1962\/revisions\/1963"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rvks.in\/blogs\/wp-json\/wp\/v2\/media\/46"}],"wp:attachment":[{"href":"https:\/\/rvks.in\/blogs\/wp-json\/wp\/v2\/media?parent=1962"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rvks.in\/blogs\/wp-json\/wp\/v2\/categories?post=1962"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rvks.in\/blogs\/wp-json\/wp\/v2\/tags?post=1962"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}