April 01, 2021<\/p>\n\n\n\n
The Chairmen\/ Managing Directors\/ Chief Executive Officers
SLBC\/ UTLBC Convenor Banks \/ Lead Banks<\/p>\n\n\n\n
Madam\/ Dear Sir,<\/p>\n\n\n\n
MASTER CIRCULAR \u2013 Lead Bank Scheme<\/strong><\/span><\/p>\n\n\n\n The Reserve Bank of India has issued a number of guidelines\/instructions on Lead Bank Scheme from time to time. This Master Circular consolidates the relevant guidelines\/ instructions issued by Reserve Bank of India on Lead Bank Scheme up to March 31, 2021 as listed in the Appendix<\/strong>.<\/p>\n\n\n\n This Master Circular has been placed on the RBI website https:\/\/www.rbi.org.in<\/strong><\/p>\n\n\n\n Yours faithfully,<\/p>\n\n\n\n structure<\/strong><\/p>\n\n\n\n
(Sonali Sen Gupta)
Chief General Manager-in-Charge<\/p>\n\n\n\n
Encl.: As above<\/p>\n\n\n\n1<\/td> Introduction<\/td><\/tr> 2<\/td> Fora under Lead Bank Scheme<\/td><\/tr> 2.1<\/td> Block Level Bankers\u2019 Committee<\/td><\/tr> 2.2<\/td> District Consultative Committee (DCC)<\/td><\/tr> 2.2.1<\/td> Constitution of DCC<\/td><\/tr> 2.2.2<\/td> Conduct of DCC Meetings<\/td><\/tr> 2.2.3<\/td> Agenda for DCC Meetings<\/td><\/tr> 2.2.4<\/td> Role of LDMs<\/td><\/tr> 2.2.5<\/td> Quarterly Public Meeting and Grievance Redressal<\/td><\/tr> 2.2.6<\/td> District Level Review Committee (DLRC) Meetings<\/td><\/tr> 2.2.7<\/td> DCC\/DLRC meetings \u2013 Annual Calendar of Meetings<\/td><\/tr> 2.3<\/td> State Level Bankers\u2019 Committee (SLBC)<\/td><\/tr> 2.3.1<\/td> Constitution of SLBC<\/td><\/tr> 2.3.2<\/td> Conduct of SLBC Meetings<\/td><\/tr> 2.3.3<\/td> Revised Agenda for SLBC Meetings<\/td><\/tr> 2.3.4<\/td> SLBC \u2013 Yearly Calendar of Meetings<\/td><\/tr> 2.3.5<\/td> SLBC Website \u2013 Standardization of information\/data<\/td><\/tr> 2.3.6<\/td> Liaison with State Government<\/td><\/tr> 2.3.7<\/td> Capacity Building\/Training\/Sensitization Programmes<\/td><\/tr> 3<\/td> Implementation of Lead Bank Scheme<\/td><\/tr> 3.1<\/td> Preparation of credit plans<\/td><\/tr> 3.2<\/td> Potential Linked Credit Plans (PLPs)<\/td><\/tr> 3.3<\/td> Monitoring the performance of credit plans<\/td><\/tr> 3.4<\/td> Revised mechanism of Data Flow for LBS fora meetings<\/td><\/tr> 4<\/td> Assignment of Lead Bank Responsibility<\/td><\/tr> 5<\/td> Banking Penetration<\/td><\/tr> 5.1<\/td> Roadmap for provision of banking services in unbanked villages<\/td><\/tr> 5.2<\/td> Roadmap for opening brick and mortar branches in villages with
population more than 5000 without a bank branch of a scheduled
commercial bank<\/td><\/tr>5.3<\/td> Aligning roadmap for unbanked villages having population more than
5000 with revised guidelines on Branch Authorisation Policy<\/td><\/tr>5.4<\/td> National Strategy for Financial Inclusion (NSFI): 2019-2024 \u2013
Universal Access to Financial Services<\/td><\/tr>6<\/td> Credit Deposit Ratio<\/td><\/tr> 6.1<\/td> CD Ratio of banks in Rural and Semi-Urban Areas<\/td><\/tr> 6.2<\/td> Implementation of the recommendations of Expert Group on CD Ratio<\/td><\/tr> 7<\/td> Direct Benefit Transfer<\/td><\/tr> 8<\/td> Service Area Approach (SAA)<\/td><\/tr> 8.1<\/td> Dispensing with \u2018No Due Certificate\u2019<\/td><\/tr> 9<\/td> Doubling of Farmers\u2019 Income by 2022<\/td><\/tr> 10<\/td> Expanding and Deepening of Digital Payments Ecosystem<\/td><\/tr> 11<\/td> References of Directions\/Circulars relevant to Lead Bank Scheme<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n